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El Dorado County Affordable Housing Lists
EMERGENCY WINTER SHELTER
November through March
The Western Slope Nomadic Shelter is closed for the Season. A HUGE THANK YOU TO ALL facilities and individuals who served this season. You ROCK!
Transport from The Upper Room on Broadway (5pm +/-)
December to April (tbd)
First Come, First Serve
7 nights/wk/6pm - 7am
1201 Emerald Bay Rd/SLT
More info: www.tahoehomeless.org
Help for Finding A Roommate...read on...
1. Craigslist Let’s start with the obvious: Craigslist. When it comes to finding a roommate, the world’s largest online classified section is hard to beat. The important thing when using Craigslist to find a roommate is to do your due diligence.
It’s a good idea to meet with any potential roommates in person at least once before signing any documents. And the first time you’re meeting with someone in person, you may want to bring a friend in case things go sideways. Also, there are lots of scams floating around on Craigslist, so be cautious. Never give or send anyone money until you’re sure that they are legit. If it’s your first time renting, don’t forget about renters insurance. It can be a lifesaver if your personal possessions are damaged or stolen.
2. Padmapper With its free, map-based interface, PadMapper makes it easy to find apartments in a particular neighborhood or even on a particular block. If you already have an apartment or house and are looking for a roommate to fill one of your rooms, download the free Padmapper app for Android or iOS and select the “Post” tab to create a listing.
3. Roomie Match For a curated roommate-finding experience, roomiematch.com may be a good choice. The website has actual human beings go through every listing to get rid of scams, bots and other unwanted spam.
You can create a profile for free, which allows other users who are seeking a roommate to contact you. However, if you want to be proactive about your search, you’ll need to pay for a premium account. The cost is $19.95 for a year of use.
4. Roommates.com Like RoomieMatch, roommates.com allows you to create a profile for free, but to read messages from other users you need to pay for a full account. The pricing for roommates.com works a little differently. You can buy a three-day trial for $5.99, a 30-day account for $19.99 or a 60-day account for $29.99.
Note: Just because you have paid for an account doesn’t guarantee you’ll be able to message back and forth with potential roommates. They must also have paid accounts to read your messages.
5. Roomi With the slogan “Room right, live right,” Roomi takes helping you find a roommate seriously. The site screens all listings and users before they go live, ensuring that you won’t fall victim to a scam. Its airy aesthetic and easy-to-navigate website is a millennial’s dream. It’s free to create an account, post a listing, search the site and message users. Users have the option to pay a one-time fee to boost their listing to the top of local search results. The paid option starts at $2.99 for three days at the top of search and caps at $9.99 for 10 days at the top of search.
6. Roomster Could you easily spend hours scrolling mindlessly through Instagram or Facebook? Then Roomster may just be the perfect roommate finder for you. The site lets users link to their Facebook, Twitter, Instagram and LinkedIn profiles, making it easier than ever to stalk, or rather research, your potential roomies. It’s free to create an account and post a listing with photos (and also to receive messages from paid subscribers) but you need to upgrade to a paid account to connect to social media sites and use the onsite mailbox. A three-day trial is $5.95.
7. Facebook Speaking of Facebook, if you don’t mind making your roommate search public, it may be worthwhile to post a note letting your friends know you are searching for a roommate. If you are moving to a new city and know a few people there, tag them in the post. There are also lots of Facebook Group sites in El Dorado County where people post rentals.
Otherwise, make sure to set the privacy on your post so that everyone in your network can see and share it. Even if no one you are directly connected to is searching for a roommate, they may know someone who is.
Tips for Renters:
If you’re a first-time renter, you may be unpleasantly surprised by all the costs you need to pay upfront. Many landlords ask for the first and last month’s rent, as well as a security deposit (often the equivalent of one month’s rent). You may even be expected to cough up the cash for a credit check. It’s important that you ask a lot of questions of what’s expected of you and get the cost details in writing so you have a paper trail of everything you’ve paid. And of course you’ll need to budget carefully for all of these costs so you’re not caught off-guard. Log on to www.creditkarma.com as another alternative.
If you have no credit history, you may find it hard to get approved for a rental. Don’t panic if this is the position you’re in, there are ways to work around it. You can consider asking your parents or another family member to sign onto the apartment as a guarantor or co-signer. The goal here is to find someone with a steady source of income and excellent credit who’s willing to put their hard-earned financial cred on the line for you. If you have a skinny credit file and you’re ready to start building credit, consider a secured credit card. Secured credit cards are excellent tools for building credit.
Keep in mind that opening a secured credit card will require a deposit on the part of the user. That deposit will act as the credit limit. So if you deposit $400, that’ll be the limit you can spend on your secured card. However, you won’t be stuck with a small limit forever. Once you’ve built some credit and have a robust score, you can switch to an unsecured card with a higher limit.
If you’re an experienced renter, you may still think it’s OK to forgo renter’s insurance. This may not be the wisest idea. Your landlord’s insurance covers the building itself, meaning in the event of a fire or a flood in which your personal property gets destroyed, you’re out of luck. Unless you have renter’s insurance. Renter’s insurance can protect you in the event of a natural disaster or burglary. The right policy can also be very affordable so don’t skip it for the sake of cutting costs!
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